Lockton Affinity’s
Winmark Insurance Program

Meet your Winmark insurance requirements in one stop with comprehensive coverage designed especially for Winmark franchisees.

A preferred insurance provider for:

All-in-one coverage for your franchise

As the preferred insurance solution recommended by Winmark, Lockton Affinity’s Winmark Insurance Program offers Winmark franchisees custom-built, comprehensive coverage that meets your insurance requirements and offers everything you need to protect your franchise.

Our one-stop, all-in-one insurance coverage is designed especially for Plato’s Closet®, Once Upon a Child®, Play It Again Sports®, Style Encore® and Music Go Round® franchisees. We offer coverage for your employees, property, financial security and more, including coverage for used goods. Plus, our best-in-class customer service is second to none.

Benefits of the Winmark Insurance Program

COMPREHENSIVE COVERAGE

Our tailored combination of policies and limits is designed to provide complete protection of your franchise from a variety of risks, including accidents, injuries, lawsuits, natural disasters and more.

BUILT FOR FRANCHISEES

Our insurance program is custom-built for Winmark franchisees, meeting your Winmark insurance requirements in one stop, and automatically sharing necessary coverage certificates with Winmark Corp.

USED GOODS COVERAGE

Our protection is designed with your industry and business in mind, meaning we offer the necessary coverage for the used goods you sell that is often excluded from standard insurance policies.

DEDICATED SERVICE

Our team is knowledgeable about the needs of Winmark franchisees. Whether you have a simple question or need a full policy review, our dedicated customer service team is here to support you.

Our products

Through Lockton Affinity’s Winmark Insurance Program, you have access to the following insurance products:

Property

Coverage includes bodily injury and Covers direct physical loss or damage to the building or its contents. This policy also covers Accounts Receivable and Valuable Papers.

General Liability

Covers bodily injury and property damage, personal and advertising injury and miscellaneous medical payments to others.

Property & Business Interruption

Covers direct physical loss or damage to the building or its contents. This policy also covers Equipment Breakdown Coverage, Property in Transit, Business Personal Property of Others, Property Off Premises, Accounts Receivable and Valuable Papers.

Product Liability

Covers bodily injury or property damage for design or manufacturing defects, missing safety warnings or instructions, including for used goods.

Workers’ Compensation

Covers employees for on-the-job injuries, regardless of fault, for lost wages and medical treatment. Policy is written to follow individual state laws.

Crime and Fidelity

Covers financial losses caused by theft, fraud, embezzlement or forgery, including cyber crime, funds transfer fraud and social engineering fraud.

Employment Practices Liability

Covers employers for discrimination, wrongful termination, sexual harassment and wage and hour law claims for legal fees, judgements and settlements.

Commercial Auto

Covers the liability of bodily injury or property damage caused by business vehicles, plus physical damage coverage for your business vehicles.

Umbrella

Covers large claims that have exhausted your primary policies, with excess liability coverage that goes above basic liability limits.

About
Lockton Affinity

Since 1987, we have had one primary focus — our clients.

Lockton Affinity has built our reputation on supporting franchise owners like you by providing the right insurance and a level of service unparalleled in the industry. By using our leverage as a global broker, we can offer comprehensive coverage at the most competitive pricing.

KNOWLEDGEABLE

We custom tailor, implement and manage insurance solutions for more than 90 franchise brands.

TRUSTED

We have been the preferred insurance provider for Winmark for more than 20 years.

HELPFUL

We also dedicate ourselves to making your life easier, so when you call, you will be connected to the right person quickly.

Contact us

If you have any questions about obtaining or servicing your insurance, please give us a call or complete this form.

(866) 535-6480

Phones are answered Monday through Friday, 8 AM to 5 PM (CST).